Financial Fitness in 2019

Make Your Resolutions a Reality

Ever wonder why some New Year’s resolutions pop-up year after year but don’t seem to get much traction as the calendar turns? According to researchers, the key is to be as specific as possible and break things up into attainable tasks. If you’ve included resolutions to “save money,” “make a budget,” or “get my finances in order” here are a few ways to make them happen.

Consolidate Your Debt

The Ironworkers USA Credit Union Visa Credit Card is a great way to consolidate your debt, or pay off those holiday expenses quickly, without paying an annual fee. This new credit card offers introductory rates starting at 0.00% APR on new purchases for six months and 4.99% APR on balance transfers based on approved credit (OAC). Regular rates will start at 8.99% APR OAC. Call us or stop in to a branch today for an application. We also offer debt consolidation loans with rates as low as 9.99% APR.

Use Your Resources

Our website has a wide assortment of online resources including calculators for credit card payoff and mortgage payments as well as budgeting tools and free financial counseling through our partner BALANCE. Check out all the personal finance resources we offer under Online Resources on IronworkersCU.com today.

Find a Better Rate

Is it time to refi your car or truck? We offer great rates on loans through Ironworkers USA Credit Union, and you can apply online when it’s convenient for you. At Ironworkers USA Credit Union you don’t need to worry about having perfect credit to qualify because life happens – we get that.

Pay Yourself First

It’s a popular phrase among financial professionals these days – and for good reason. It’s important to put a portion of each paycheck, even if it’s a small amount, into your savings account so you can build up an emergency fund or retirement nest egg. By setting up an automatic transfer every two weeks or month (depending upon your pay schedule), you will “pay yourself first.” It’s a great savings strategy that you won’t even have to think about! Ironworkers USA Credit Union has multiple types of saving accounts to choose from. Whether you want to use your basic Share (Savings) Account, an All-Purpose Club Account, IRA, Christmas Club or Kid Account, we will help you set up a savings plan to fit your financial goals.


Call us today at 877-769-4766 or visit a branch to talk about your financial goals for 2019. We’re here to help!







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