Perhaps you purchased your new car from the dealer and used their financing option. Or you brought your home when interest rates were higher. Maybe you’ve got some credit card and medical debts that you’d like to consolidate.
Whatever your case may be, Ironworkers USA Credit Union can help you refinance or consolidate your debts in order to lower your monthly payments. As a non-profit financial cooperative, we are able to offer you better interest rates on loans and mortgages than traditional banks.
By refinancing your vehicle or you home’s mortgage through Ironworkers USA Credit Union you may be able to save hundreds of dollars over the life of the loan. Who wouldn’t love that?
If you have balances on multiple high-interest rate credit cards or loans, consolidating your debts into just one payment each month might be a good option. By taking out one lower-interest rate loan to cover all these balances, you will save money, pay off your debt sooner, and reduce your stress by only having one payment to make each month.
THERE ARE SEVERAL LOANS AVAILABLE WHEN YOU ARE CONSIDERING CONSOLIDATION:
Signature Loan – No collateral is needed. You can borrow up to $7,500 using just your signature and your credit history. Rates as low as 9.99% APR*
Line of Credit – It’s like a credit card, but with no card. Use as much or as little as you need and accrue interest on only the amount you’ve borrowed. Rates as low as 9.99%
Secured Loan – If you have collateral, such as a car or home, a Secured Loan can be used for consolidating your debt. Rates as low as 3.00%
If you think refinancing or debt consolidation might be right for you, give us a call at 1-877-769-4766. We want to work with you to find the right solution to meet your needs. Our goal is to make your financial life the best it can be!
*The interest rate is determined by your loan term and credit history and may be higher than the listed starting APR