Getting Extra Cash Has Never Been Easier


Thinking back to the beginning of 2020, everything was rolling along just fine – the economy was humming and construction jobs were up. Then, BAM! COVID-19, lockdowns, and now wildfires across the West and hurricanes in the South and East Coast.

It’s been a tough year for many Ironworkers, but tough and resilient is what Ironworkers are. Ironworkers USA Credit Union has your back when times are rough. If you need extra cash to pay for day-to-day expenses, home repairs or your kid’s college tuition, we can help. We have loan and refinance programs that will quickly and easily put money back into your pocket.


If you purchased a new car from the dealer and used their financing option, bought your home when interest rates were higher, or have credit card and medical debts that you’d like to consolidate, Ironworkers USA Credit Union can help you refinance or consolidate your debts in order to lower your monthly payments. By taking out one lower-interest-rate loan to cover all these balances, you will save money, pay off your debt sooner, and reduce your stress by only having one payment to make each month. If you think refinancing or debt consolidation might be right for you, give us a call at 1-877-769-4766. We want to work with you to find the right solution to meet your needs.


Do you need a new car, a new roof, a tropical vacation? Ironworkers USA Credit Union has loan options to fit your needs. Plus, we understand that life can be messy and no one is perfect, so even if your credit score isn’t excellent, we’ll work with you to find the best solution for you.

There are several loans available when you are considering borrowing for new money or consolidation:

Signature Loan – No collateral is needed. You can borrow up to $7,500 using just your signature and your credit history. Rates as low as 9.99% APR*. Line of Credit – It’s like a credit card, but with no card. Use as much or as little as you need and accrue interest on only the amount you’ve borrowed. Rates as low as 9.99%.

Secured Loan – If you have collateral, such as a car or home, a Secured Loan may be best for you. Rates as low as 3.00%.

Vehicle Loan – These are ideal if you’re looking to purchase a new or used vehicle or refinance your current vehicle. Rates are determined by the length of the loan term and your credit history. Rates as low as 2.99%.


It’s our goal to take the hassle, paperwork and stress out of applying for a loan. As an Ironworkers USA Credit Union member, you can save time by applying online for your loan. All the messy paperwork is left behind. Just fill out your information and submit. A loan officer will review your information and contact you within one business day.

Of course, we’re also happy to assist you by phone at 1-877-769-4766 or by appointment in any one of our branch locations. An easy, hassle-free loan process – It’s our commitment to you!



*The interest rate is determined by your loan term and credit history and may be higher than the listed Starting APR.


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