REFINANCING OPTIONS
If you’re struggling to make payments on a mortgage, car loan or credit card, Ironworkers USA Credit Union is here to help! By refinancing a current loan, you may be able to get a lower monthly payment, a different term length or a more convenient payment structure. All of which could help put more of your hard-earned money back into your pocket.
REFINANCE CURRENT LOANS
Have a look at your current loans and write down how much you pay each month, the annual interest rate and the length of the loan. These three factors will help determine how best to refinance. Our loan officers will work with you to see if a refinance loan or a consolidation loan is best for your specific financial situation.
When you refinance, you are simply paying off the original loan with a new loan with better terms. A consolidation loan is one lower-interest-rate loan that can cover all the balances, pay off your debt sooner, and reduce your stress by having only one monthly payment.
NEW LOANS
If it’s time to purchase a new vehicle, make home repairs or take a well-deserved vacation, Ironworkers USA Credit Union has loan options to fit your needs. There are several loans available when you are considering borrowing for new money or consolidation:
Signature Loan – No collateral is needed. You can borrow up to $7,500 using just your signature and your credit history. Rates as low as 9.99% APR*
Line of Credit – It’s like a credit card, but with no card. Use as much or as little as you need and accrue interest on only the amount you’ve borrowed. Rates as low as 9.99%
Secured Loan – If you have collateral, such as a car or home, a Secured Loan may be best for you. Rates as low as 3.00%
Vehicle Loan – These are ideal if you’re looking to purchase a new or used vehicle or refinance your current vehicle. Rates are determined by the length of the loan term and your credit history. Rates as low as 2.99%
Plus, we understand that no one is perfect and that your past financial decisions may not have been the best. That’s why even if your credit score isn’t excellent, we’ll work with you to find the best solution for your situation.
EASY LOAN APPLICATIONS
The application process is fast and easy too. By using our online application, you can reduce the hassle, paperwork and stress of applying for a loan. Just fill out your information and submit. A loan officer will review your information and contact you within one business day.
We’re also happy to assist you by phone at 1-877-769-4766 or in one of our branch locations. We’re committed to providing you with an easy, hassle-free experience!
APPLY NOW!
*The interest rate is determined by your loan term and credit history and may be higher than the listed Starting APR.
