At Ironworkers USA Credit Union, we are simply here to help. We believe in the brotherhood and sisterhood and are dedicated to providing you with personal service for financial wellness. 

Whether you are a member wanting to your  vacation check or you’ve been with us for years utilizing our free checking and loan services, we want to help you get the most out of your membership. That means making sure you know about the many resources we offer. 

If you still have an account with a traditional bank, know that we’re a credit union made up of union ironworkers just like you. We offer all the same services plus lower loan rates, higher interest rates on your money market and savings accounts, and services custom-made for ironworkers and their families. 

Here are a few of the unique ways we support our members:

Get Access to Your Money Anytime, Anywhere through Our “Digital” Branch

Online Banking

Online banking allows you to skip the time-consuming hassle of traditional paper-based banking. It’s a quick and efficient way to manage your finances 24 hours a day – securely and confidentially. Go online to view your account history and statements, transfer funds, apply for loans, use BillPay, check your FICO® score, deposit checks, and more.

Mobile Banking

Mobile phones are always at hand and a convenient way to bank. Members with iPhone and Android mobile devices can download our app for free from your applicable app store. You’ll get all the same services as you would when using our online banking.

Telephone Teller

Don’t want another app on your phone? You can always call our 24/7, 365-day-a-year telephone teller line, affectionately known as “SPUD” at 1-877-769-7783 (877-PNW-SPUD) where you can follow the automated prompts to get account information and access to basic banking services.

Co-Op of ATMs

Online banking and mobile app services are available 24/7 through our Co-Op ATM Network where you have surcharge-free access to 30,000 ATMs (7,500+ of them deposit-taking) across the US in many credit unions, 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts, and Rite-Aid locations. Simply text your location or zip code to 692667 (MYCOOP) to locate one!

Keep Tabs on Your Credit in Real-Time

Credit Score and More

Stay on top of your credit with Credit Score and More! Access your latest credit score, full credit report, real-time credit monitoring, financial tips, and more through online banking or your mobile app all for free. 

My FICO Score

Ironworkers USA Credit Union members 18 years of age or older are eligible to receive their FICO® Credit Score anytime and anywhere free of charge through their online banking or mobile app. Find “My FICO® Score” under “Services” and select the “FICO® Score Opt In” button to view your score.

Monitor Your Finances

Account Notifications

Let our mobile app’s automated account notifications feature keep you on track. Use it to help manage your spending and protect against fraud. You can set up alerts to text when your accounts fall below a pre-set amount, when a deposit is made, when there is credit card activity, or when a new login is made.

We’re in this together. We understand ironworkers’ unique needs and challenges and go above and beyond to ensure you receive the best products and services available for a successful financial future. 



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