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CHECKING

If it’s not one bank fee, it’s another. What will banks start charging you for next week? Why stay with a bank that keeps charging you fees to be their customer? Ironworkers USA Credit Union offers FREE checking accounts because we value our members. When we say we have FREE checking, we mean it. No monthly fees to use your debit card. No service fees. No fees to use ATMs. You Deserve Better. SERIOUSLY – WHAT ARE YOU WAITING FOR?

No Fee Checking

When we say we have FREE checking, we mean it. No monthly fees to use your debit card. No service fees. No fees to use ATMs. Free Online Banking and Bill Pay, Direct Deposit, Payroll Deduction, Automatic Loan Payments, Visa Debit Card & Overdraft Protection.


Visa Debit Card

Your VISA Debit Card also allows you access to your cash all around the world! Use any ATM machine in the world that has the Visa symbol and you can access your cash in your checking account, just like using an ATM Card. Use it instead of writing a check or charging to your credit card.

Online Banking & Bill Pay

Online banking is a quick and efficient way to manage your finances 24-hours a day securely and confidentially. Bill pay gives you convenience and control in just a few clicks. Plus it’s a service that’s FREE for members with checking accounts who pay at least two bills with Bill Pay each month.


Overdraft Protection

Make sure you have overdraft protection to cover you in case of “insufficient funds” in your account. You can set up your savings accounts or line of credit to transfer money to your checking account to cover those transactions that may bring your balance below zero.

Mobile Banking

It’s easier than ever to do your banking with Ironworkers USA Credit Union. Members with iPhone and Android mobile devices can download the app for free and sign in using your member number and passcode – just like logging into your account online.


Direct Deposit

Having your paycheck, Social Security, or other recurring check electronically deposited to your account saves you a visit to the Credit Union; it’s safer than a paper check; and your funds are available on payday. Save yourself time and worry. Sign up for Direct Deposit today. Routing number is #323075327.

Visa Debit Card

Our VISA Debit Card is a convenient way to make purchases or get cash at ATMs. As a member of a CO-OP Network, your ATM card provides you with surcharge-free access to 30,000 ATMs nationwide, 7500+ deposit-taking, plus many credit unions, 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts and Rite-Aid locations. Traveling outside the U.S.? The CO-OP includes 117 ATMs in 10 countries. Don’t forget to call us before your trip!

Having problems with debit card purchases? Assistance available 24 hours a day, seven days a week by calling 800-547-3268.

Digital Wallets Available!

Now you can pay with your Ironworkers CU debit card using Apple Pay or Google Pay. Paying in eligible stores is as easy as holding your phone up to a contactless reader. Digital Wallets offer a convenient way to make contactless payments at participating grocery stores, gas stations, pharmacies, retail locations and more! Easily add your card to your compatible smart phone device and forget fumbling through your wallet to find your card or entering a bunch of info when you’re ready to checkout! Set up your cards today!

Lost or Stolen ATM/Debit Card

The lost/stolen card hotline is available 24 hours a day, seven days a week by calling 800-682-6075.

Debit Card Support

Having problems with debit card purchases? Assistance available 24 hours a day, seven days a week by calling 800-547-3268.

Activate Your New Card

Call 800-411-6390 or visit www.activatemycards.com for online activation.

Change or Update Your PIN

Call 1-800-290-7893. You will also need to provide your:

  • Card account number
  • 5-digit zip code
  • Last 4 of your social security number
  • CCV number from the back of your card
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