If it’s not one bank fee, it’s another. What will banks start charging you for next week? Why stay with a bank that keeps charging you fees to be their customer? Ironworkers USA Credit Union offers FREE checking accounts because we value our members. When we say we have FREE checking, we mean it. No monthly fees to use your debit card. No service fees. No fees to use ATMs. You Deserve Better. SERIOUSLY – WHAT ARE YOU WAITING FOR?