WAYS WE HELP IRONWORKERS
Better service, better rates, lower fees. You deserve better.
GROW YOUR MONEY
IMPROVE YOUR CREDIT
MAKE IT HAPPEN
WHY CREDIT UNIONS?
Unlike banks, credit unions are not in business to make a profit. We return our profits back to you, our members.
“If anyone is on the fence or skeptical to join, give it a try…Ironworkers USA Credit Union makes it convenient.”
Ironworkers Local 7 – NE
“It’s Ironworker money working for Ironworkers. Rather than the interest going to somebody you don’t know with some major banking systems, it’s going back into our Ironworker brotherhood.”
Ironworkers Local 433
“We’re not just a number. They’re not using us for the money. They actually take care of the Ironworkers. The best part about being a member is Ironworkers money helping other Ironworkers!”
Ironworkers Local 433
“In a big bank, we’re not familiar with each other. It’s more personable at the credit union. It’s like talking to a friend. I call, and they know me and know what I need.”
– Kevin S.
Ironworkers Local 433
You deserve a place to “bank” that is not only easy to work with, but truly has your back. That’s why the District Council of New England moved the Vacation Fund to Ironworkers Credit Union. We get it, we understand how you work, how you get paid, and how to help. Ironworkers Credit Union has been exclusively serving the needs of Ironworkers since 1960. You’re union. We’re union. We’re not in the business to make a profit, but instead, we return our profits back to you, our members. And, we treat you with respect.
To prove it, we’ve already set up your Vacation Fund account to make the transition easier. You can also choose to set up a free checking account or special savings account with us for seamless access to your funds. Call the Credit Union at 877-769-4766 for details.
You can expect your payout three times a year – in March, July, and November – on the second Tuesday of the month. The payout will include hours paid over the prior four months. We know that extra, hard-earned money can come in handy for not just vacations, but also for emergencies. Ironworkers Credit Union keeps it safe and sound after it’s distributed.
Once received, if you have any questions, you can call the Credit Union at 877-769-4766, if enrolled in Online Banking at IronworkersCU.org, or have it transferred to your Credit Union checking or savings account for immediate access. If you don’t already have a free checking account with us, it’s easy to open one. You’ll have even faster access to your Vacation Funds with an ATM Debit card. Or we encourage you to set up one of our special savings account to transfer your Vacation Funds into. By “letting it ride” you can earn dividends when you maintain a minimum $100 balance so you’re more prepared for the next holiday or even those unexpected costs.
To view your Vacation Fund balance 24/7, simply enroll in Online Banking here or download our mobile app. You can access your Vacation Fund benefits anytime by calling the Credit Union at 877-769-4766.
If you would like a Vacation Fund withdrawal, we will email you the appropriate Vacation Fund withdrawal form. Sign it electronically and we will transfer it into your Credit Union checking or savings account for immediate access. We can also electronically transfer to another financial institution for a $10 fee, this is not immediate, and can take up to two business days. We can also mail you a check.
If you don’t already have a free checking account with us, it’s easy to open one. You’ll have even faster access to your Vacation Funds with an ATM Debit card.
You can check your Vacation Fund balance anytime in your online banking account, in our mobile app, or by calling 877-769-4766.
As a credit union member with your Vacation Fund account at Ironworkers USA Credit Union, you can open a checking account to get a debit card. Your debit card will be ordered on the day you open your checking account and usually arrives within 10 business days. The actual delivery of the card depends on the postal service in your area. Give us a call at 877-769-4766 to get an account set up today!
The routing number for Ironworkers USA Credit Union is #323075327.
Yes. Ironworkers USA Federal Credit Union is a safe place for you to save your money. Deposits are insured up to $250,000 per individual depositor by theNational Credit Union Administration (NCUA), the independent agency that administers the National Credit Union Share Insurance Fund (NCUSIF). Like the FDIC’s Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government. Not one penny of insured savings has ever been lost by a member of a federally insured credit union.
As a member of a CO-OP Network credit union, your ATM card provides you with surcharge-free access to 30,000 ATMs in the United States, 117 outside the U.S. in ten countries. 7,500+ of those ATMs take deposits. You can locate a CO-OP surcharge-free ATM via text message. Simply text your location, intersection, or zip code to 692667 (MYCOOP).
You can make deposits in a number of ways: using the remote mobile deposit feature in the online banking app, in a branch, or using one of the 30,000 surcharge-free CO-OP ATMs.
- New and Used Vehicle Loans
- Recreational Vehicle Loans
- Signature Loans (No collateral needed)
- Lines of Credit
- Share or CD Secured Loans
- Mortgage Loans
- Home Equity Line of Credit (HELOC)
Membership to Ironworkers USA Federal Credit Union is open to Union Ironworkers nationwide, Ironworker retirees, and their family members.
Because you deserve the best! Our staff is Union just like you. We understand the unique needs and challenges of Ironworkers and go above and beyond to ensure that our members receive the best products and services available. Simply by opening an account, you buy a share in Ironworkers USA CreditUnion and become an owner. This ownership share gives you a voice and a vote on how YOUR Credit Union operates. As a non-profit institution, we return our profits back to our owner-members by offering better service, better rates, lower fees, and special discounts. It’s a simple philosophy of“people helping people.”
Your “Vacation Payouts” will be the following:
3 Times a Year Payout days to be the 2nd Tuesday of the month.
For hours paid during:
- November 1 to last day of February – March payout
- March 1 to June 30 – July payout
- July 1 to October 31 – November payout
It will transfer into your shares account or your special shares if you have set up a special savings account to “let it ride” – which is what we encourage Ironworkers to do, so you are prepared for future emergencies, etc.